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Inclusive Finance

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Promoting adoption of new mobile payment services

Promoting adoption of new mobile payment services

Can targeted messaging encourage switching of digital financial services? The growth of retail banking in Kenya has rapidly generated numerous channels to provide services. However, the competitive pressures generate gaps…
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How to help the poor to save a bit: Evidence from a field experiment in Kenya.

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Using Lotteries to Encourage Saving: Experimental Evidence from Kenya. Working Paper, 2016.

In this study, we evaluate the provision of lottery-linked deposit accounts (LLDA) – a savings scheme incorporating lottery-like payoffs to traditional savings accounts. We provide a mobile savings product to…
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The short-term impact of unconditional cash transfers to the poor: experimental evidence from Kenya.

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Promoting effective disclosure of digital credit products among low income borrowers

Promoting effective disclosure of digital credit products among low income borrowers

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Message framing to improve digital credit repayment rates

Message framing to improve digital credit repayment rates

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Using lotteries to encourage saving in low income households

Using lotteries to encourage saving in low income households

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