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Is public health and finance in Kenya truly inclusive?

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Brian Baraza, Cecile Juma, Lara Katumbi, Justin Kinyera, Cynthia Mbabazi, Lamech Nyakundi, Debra Opiyo & Stephanie Shari

  • April 23, 2025
  • 12:58 pm
The Aha! Moment Cover_IG 16

SECTOR

Health || Financial inclusion

PROJECT TYPE

Qualitative and quantitative analysis

DOI

https://doi.org/10.62372/FTDJ6947

Location

Kenya

BEHAVIORAL THEME

Risk aversion amongst small business owners || Women’s financial inclusion.
OVERVIEW

This study was conducted through student course work focused on the challenges posed by massive and persistent poverty across the world from a primarily economics perspective. This course included eight staff members from Busara Staff and students from Loyola Marymount University in the US. The research explored five key themes: risk aversion among Kenyan small-business owners, focusing on financial decisions, ii) women’s financial inclusion through the use of the ‘Hustler Fund’, iii) perceptions of the National Health Insurance Fund, iv) factors influencing credit use in low-income communities and lastly v) socioeconomic determinants of mental health and infectious diseases. The goal was to inform financial inclusion and public health strategies.

THEMATIC AREAS

This research used a mixed method approach. Both qualitative and quantitative data was collected remotely through phone interviews from a sample population of 180 respondents aged between 25-55  living in Kibera and Kawangware, Kenya. Throughout the course, students engaged in various other research stages, including formulating their own research ideas, designing their survey, analyzing group data, and preparing a final research paper and presentation for the classroom.

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