Inclusive Finance Archives - Page 3 of 5

Are informal transfers driven by strategic risk-sharing or fairness? Evidence from an experiment in Kenya.

Academic Paper Are informal transfers driven by strategic risk-sharing or fairness? Evidence from an experiment in Kenya. Download PDF SECTORInclusive Finance RELATED CONTENT Featured A complicated relationship January 3,…

Digital credit and gender: understand gendered and other imbalances in digital credit

Misdirection in magic happens when a magician moves the audience in one direction to keep them from seeing or noticing something else. The key to misdirection is that the audience…

The cost and accessibility of digital credit: factors influencing the cost of digital credit in Kenya, Nigeria and India

When that short-term emergency loan to cover your dentist’s fees is quite literally a click away, the last thing on your mind is the steep Annual Percentage Rate (APR), or…

The true cost of quick cash: exploring biases and barriers in digital credit

Digital credit — easily understood as lending through digital platforms and applications — has seen rapid uptake among consumers in recent years. Driven primarily by partnerships between mobile network operators…

Insurance bundled with loans: maximising smallholder farmer uptake of insured loans

The need for agricultural insurance cannot be understated, and with a whopping 97% of smallholder farmers in sub-Saharan Africa being uninsured (as at 2018), accessibility is priority. To this end, bundling…

Digital credit’s impact potential: can digital credit be a tool to reduce poverty?

Digital credit remains out of reach for many people in developing nations, preventing them from realizing their full potential. Even with low overhead costs and the ability to reach the…

The digital credit landscape

The unreliability of value elicitation methods in valuing development interventions.

Giving aid in ways that empower: how narratives that convey dignity help achieve aid’s aspirations

Billions of dollars of international aid are given every year and anti-poverty programs are rapidly expanding in the context of COVID-19, with the most popular form of social assistance being…

How to help poor informal workers to save a bit: Evidence from a field experiment in Kenya.

Worldwide, the majority of workers hold jobs in the informal sector that do not provide access to social insurance programs. We partnered with a savings product provider in Kenya to…