How to facilitate credit access for forcibly displaced persons (FDPs) in Uganda?

Busara: Brian Byaruhanga, Glenn Ogolah, James Ogada, Mellan Lilumbi, Shamim Rashid

Caribou: Delia Dean, Rashmi Pillai, Emrys Schoemaker, and Marissa Dean

SECTOR

Financial inclusion

PROJECT TYPE

Qualitative study

DOI

https://doi.org/10.62372/HGAQ2084

Location

Uganda: Kampala & Nakivale FDP settlement

BEHAVIORAL THEME

Cognitive load, friction

OVERVIEW

In Uganda, forcibly displaced Congolese and South Sudanese people make up over 80% of forcibly displaced persons (FDPs) and have limited access to financial services. This study examined the barriers to inclusion in the financial services landscape and the potential of cross-border data sharing—such as credit histories—and alternative host-country data to expand financial services and credit access in order to support the economic integration of the FDP population.

THEMATIC AREAS

The study was conducted over two months using qualitative research methods, including in-depth interviews (IDIs) and focus group discussions (FGDs), with the primary objective to identify behavioral and structural barriers to the financial inclusion of FDPs.