Giving aid in ways that empower: how narratives that convey dignity help achieve aid’s aspirations
Billions of dollars of international aid are given every year and anti-poverty programs are rapidly expanding in the context of COVID-19, with the most popular form of social assistance being…
How to help poor informal workers to save a bit: Evidence from a field experiment in Kenya.
Worldwide, the majority of workers hold jobs in the informal sector that do not provide access to social insurance programs. We partnered with a savings product provider in Kenya to…
Improving uptake while countering adverse selection in digital credit
How can behaviorally informed messaging improve productive uptake of digital credit? The Nigerian Government Enterprise and Empowerment Program (GEEP) is amongst the handful of government-led low-cost microloan programs that are…
Increasing the uptake and usage of mobile money as a savings device
Can simple messaging induce saving habits? The mobile money landscape in Tanzania has been rapidly evolving, closely following Kenya in terms of total penetration. In 2017 more than 50% of…
Improving savings rates among cash transfer recipients
How can we help cash transfer programs better target long-term goals? The Household Uplifting Programme (HUP), otherwise known as the Conditional Cash Transfer, aims at responding to deficiencies in capacity…
Improving retirement savings among informal sector workers
How can behavioral science help informal sector workers meet their savings goals? How do people decide how much to consume today versus how much to save for the future? The…
