Improving uptake while countering adverse selection in digital credit
How can behaviorally informed messaging improve productive uptake of digital credit? The Nigerian Government Enterprise and Empowerment Program (GEEP) is amongst the handful of government-led low-cost microloan programs that are…
Increasing smallholder uptake of seed insurance
How do we make adoption of insurance easier for farmers using behavioral science? ACRE Africa, the brand name of Agriculture and Climate Risk Enterprise Ltd. (ACRE), links farmers to insurance…
Increasing the uptake and usage of mobile money as a savings device
Can simple messaging induce saving habits? The mobile money landscape in Tanzania has been rapidly evolving, closely following Kenya in terms of total penetration. In 2017 more than 50% of…
Improving savings rates among cash transfer recipients
How can we help cash transfer programs better target long-term goals? The Household Uplifting Programme (HUP), otherwise known as the Conditional Cash Transfer, aims at responding to deficiencies in capacity…
Improving retirement savings among informal sector workers
How can behavioral science help informal sector workers meet their savings goals? How do people decide how much to consume today versus how much to save for the future? The…









